Investment Performance

As superannuation is a long-term investment, generally performance over 5 years or longer is more relevant than returns in any 1 year or a shorter timeframe.

All investments are subject to varying risks and can change in value. There are no guarantees for the performance of an investment option or the earnings you will be allocated. Each investment option has different risk characteristics and levels of volatility. You should review these prior to making a decision to change investment choice options.

Investment markets are unpredictable. Past performance shows that over shorter periods it is almost impossible to predict which asset class will earn the highest rate of return. Past performance is not an indication of future performance.

AustSafe Super Industry and Personal


Investment Option
Year to 30 JuneBalancedCapital StableSuper GrowthAustralian Equities*International Equities*Property*Fixed Interest*Cash**Bank Cash+
20118.94%7.77%9.02%10.93%6.44%9.58%7.96%4.98%4.68%
201010.22%9.37%11.56%13.58%12.83%0.22%14.29%3.75%3.48%
2009-12.50%-5.88%-19.37%-15.51%-29.49%-18.52%4.92%4.68%2.60%
2008-7.40%-0.90%-10.10%-12.70%-12.00%10.80%4.40%6.10%-
200717.40%10.20%21.80%29.75%17.85%13.55%4.60%5.55%-
3 Years (p.a)^1.66%3.52%-0.65%2.11%-5.39%-3.64%8.99%4.47%3.58%
5 Years (p.a)^2.69%3.91%1.43%3.81%-2.56%2.40%7.17%5.01%-
7 Years (p.a)^5.88%5.29%5.73%------
10 Years (p.a)^5.50%5.18%4.84%------
20 Years (p.a)^8.41%--------
23 Years (p.a)^9.30%--------

The earning rates above have been rounded to two (2) decimal places for illustrative purposes.
*Australian Equities, International Equities, Property and Fixed Interest options were launched on 1 January 2007. Therefore, earnings rates prior to the year ended 30 June 2007 are not applicable. Earnings applied to members at 30 June 2007 are annualised.
**The Cash option was introduced on 1 July 2004.
+The Bank Cash option was introduced on 1 January 2009 and earnings applied to members' accounts at 30 June 2009 are annualised.
Past performance is not an indication of future performance.
Earnings rates are net of investment management fees and tax.
'Average' means the compound average of the net earning rates applied to members.
^ Average as at 30 June 2011

AustSafe Super Pension


Investment Option
Year to 30 JuneBalancedCapital StableSuper GrowthAustralian Equities*International Equities*Property*Fixed Interest*Cash**Bank Cash+
201110.02%8.98%9.86%11.80%7.27%10.43%9.43%5.91%5.61%
201011.28%10.82%12.60%14.54%14.25%0.29%17.00%4.42%4.11%
2009-13.50%-6.40%-20.53%-15.83%-31.92%-18.96%5.95%5.53%3.07%
2008-8.20%-1.00%-10.70%-13.00%-13.30%12.10%5.10%7.20%-
200719.25%11.65%23.28%30.42%19.97%15.12%5.41%6.56%-
3 Years (p.a)^1.93%4.17%-0.57%2.53%-5.86%-3.54%10.70%5.28%4.26%
5 Years (p.a)^3.00%4.56%1.59%4.11%-2.79%2.98%8.49%5.92%-
7 Years (p.a)^6.52%6.10%6.23%----5.87%-

The earning rates above have been rounded to two (2) decimal places for illustrative purposes.
*Australian Equities, International Equities, Property and Fixed Interest options were launched on 1 January 2007. Therefore, earnings rates prior to the year ended 30 June 2007 are not applicable. Earnings applied to members at 30 June 2007 are annualised.
**The Cash option was introduced on 1 July 2004.
+The Bank Cash option was introduced on 1 January 2009 and earnings applied to members' accounts at 30 June 2009 are annualised.
Past performance is not an indication of future performance.
Earnings rates are net of investment management fees and tax.
'Average' means the compound average of the net earning rates applied to members.
^ Average as at 30 June 2011


How are investment earnings allocated to my account?

Investment earnings are calculated on members' account balances on a daily basis after deductions for insurance premiums (if applicable), tax and administration fees.

Investment earnings are allocated to members' accounts as at 30 June each year or upon exit from the Fund.

What happens if I leave AustSafe Super?

 

If you leave the Fund during the financial year, earnings will be applied to your account for the period you were a member of the Fund. Earnings are applied using the earning rate for each complete week and an interim earning rate for the period from the last earning rate to the day of exit. Earning rates are based as closely as possible on the actual returns achieved by each investment option for each week. The interim earning rate is based on the interest earned on the Fund’s operational bank account, adjusted for tax and other costs. Earning rates, interim earning rates and investment performance updates are regularly posted on www.austsafe.com.au. Alternatively, you can contact AustSafe Super on 1300 131 293 to see how the investment options are performing.